A "Property and Financial Affairs" Lasting Power of Attorney(s) gives your Attorney the authority to deal with paying your bills for you, dealing with your bank on your behalf and if you wish it they can deal with any investments, shares or property that you have.
A Health and Welfare Lasting Power of Attorney gives your Attorney the authority to make decisions for you that affect your medical care, it also allows them to legally arrange care for you, decide on the care home that you will go to if the situation arises. They can only make these decisions for you once you have officially lost the ability to make these decisions for yourself. With a Property and Finance LPA your Attorney can have the legal right to make decisions on your behalf if you have specified that they can act on your behalf, say when you are abroad and are not around to make any Financial Decisions. They also will have the Legal right to make decisions on your behalf if you have lost the ability to do so.
Having a Lasting Power of Attorney in place could be the most important thing that you can do for your family. It will ensure that if anything happens to you and you lose the ability to make decisions on your own, your loved ones will legally be able to make all of your decisions for you. This will ensure that they can:-
With both Lasting Powers of Attorney in place you and your family will have peace of mind knowing that if anything does happen to you or your partner your loved ones will have the legal right to look after your affairs. Your Family will be legally in charge of your care and the family money ensuring that the authorities do not take control of your life.
Without a Property and Finance Lasting Power of Attorney in place your family will have NO legal right to access your money or property. To protect your wealth, give the control to your loved ones and make sure that your loved ones can pay for any care that you need with your money and look after your home legally, write your Property and Finance LPA now.
Putting your Lasting Powers of Attorney in place means that you have planned for the future. None of us know what is going to happen in the future, any of us could have an accident, fall seriously ill or like 1 in 3 of the over 65s in the UK, develop dementia. Make sure that if the worst happens to your or your partner the legal structure is in place to make sure your family is in control of your care and your finances.
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